Yearly Archives: 2017


How Right Sizing & Right Pricing Impact Real Estate Value

Secured lenders offering mortgage loans on new or existing properties need to evaluate both building and land costs to understand the viability of a real estate investment given a required rate of return. Developments where dirt (land and site preparation costs) as well as building costs exceed the market value of the real estate [...]

April 20, 2017|

Policies & Procedures – Important Risk Management Components

Good policies and procedures are important risk management components for companies both large and small. When evaluating the credibility of a prospective working capital borrower, understanding and evaluating the borrower’s internal control procedures applied to working capital assets and liabilities becomes especially important. Preventive and detective financial internal controls are generally considered to be the [...]

March 9, 2017|

Mitigating Real Estate Risk

In the commercial finance industry, real estate is often considered a critical source of collateral value supporting a credit relationship. Whether real estate is used as a primary collateral component or a secondary one, a decrease in its value will increase the overall credit risk for the creditor. Risk factors affecting real estate and [...]

February 1, 2017|

What’s Coming in 2017 for Secured Lenders?

Now that the 2016 presidential election is over and 2017 will usher in an administrative team comprised of seasoned business leaders, a different and new direction may likely be felt in the secured lending industry as we all face the questions “What’s next?" and "What does that mean for business?” The verdict is still out [...]

January 12, 2017|